Finance & Mortgage Underwriting Expert

Experienced U.S. Mortgage Underwriting Professional with 5+ years of expertise in conventional mortgage lending, specializing in FNMA (Fannie Mae) and FHLMC (Freddie Mac) guidelines. Skilled in credit analysis, income calculation, asset review, risk assessment, and loan eligibility determination. Proven ability to underwrite complex mortgage files while ensuring compliance with agency requirements, investor guidelines, and regulatory standards. Strong knowledge of DU (Desktop Underwriter), LPA (Loan Product Advisor), and end-to-end mortgage loan processing and underwriting workflows.