Mehul Kaushik

I build backend systems that handle real money, real scale, and real-world complexity.

I’ve spent the last few years working in fintech, building and scaling systems across credit cards, payments, and financial reporting.

At Zolve, I worked on core banking infrastructure, including:
• Credit card billing systems (APR, late fees, bill generation)
• Payment pipelines (ACH, debit flows — reduced processing time from 3 days to 1 day)
• Credit reporting systems (cut reporting time from 15 days to 5 days across bureaus like Experian & Equifax)

Before that, at RazorpayX (neobanking), I:
• Helped build and integrate a central ledger system
• Scaled payouts infrastructure for high throughput
• Built features like queued and scheduled payouts

What I’m good at:
– Designing scalable backend systems (microservices, distributed systems)
– Optimizing performance and reducing latency
– Building reliable financial workflows (payments, ledgers, reporting)
– Owning systems end-to-end, not just writing code

I work best with startups and teams that need someone who can handle complex backend problems without constant hand-holding.

If your system involves money movement, scale, or reliability, I can help you build it right.