Charmaine Tjikongo

I provide financial accounting and business consulting services to small and medium businesses, including full-cycle bookkeeping, budgeting, financial modelling, and dashboard development. My work includes building multi-sheet financial models with cash flow forecasting and liquidity analysis, designing management reporting dashboards, and supporting payroll, tax compliance, and audit-readiness for clients across logistics, lending, and non-profit sectors. I hold a Bachelor of Accounting (Honours), a Chartered Business Accountant in Practice (CIBA) designation, and am currently studying towards CIMA. I'm skilled in SAP, Advanced Excel (including XLOOKUP, VBA, and dashboard automation), Sage Pastel, and QuickBooks, and bring over 9 years of accounting experience to every engagement.