Harshal Ingle

I am a Business Analyst-
● Business Analyst with 8+ years of experience across Banking and IT domains, specializing in Lending, Payments, BBPS (Bharat Connect) and Financial Services. Proven expertise in Loan Origination Systems (LOS), Credit Assessment, Payment & Collection Platforms, CASA & TD Origination/Servicing.
● Worked as a Senior Business Analyst within the Corporate Banking and as BA Specialist within LOS and Health Insurance’s Unified Claims Platform.
● Good product knowledge of all Payment and Collection services offered by Banks to Corporate Customers as per ISO20022 standards.
● Good product knowledge of B@ncs (Bancslink), Finacle, LOS services offered by Banks to Retail & Corporate Customers.
● Being a highly motivated, reliable, and trustworthy resource always keen to take higher responsibilities.
● Proven expertise in requirement elicitation, workflow design, gap/impact analysis, and Agile delivery.
● Skilled at bridging business and technical teams, ensuring scalable solutions that improve efficiency, compliance, and customer experience.

Skills-
● Requirement Elicitation & Documentation (FRD, Use Cases, User Stories)
● Business Process Mapping
● Lending & Loan Origination Workflows (Retail, MSME, Microfinance)
● Credit Assessment & Compliance Review
● CASA & TD Origination/Servicing
● Agile & SDLC Methodologies
● Data Mapping & Analysis (SQL, Excel)
● Stakeholder & Cross-functional Collaboration
● Project Management & Stakeholder Collaboration
● System Analysis, Impact Analysis & Gap Analysis
● Tools: JIRA, Confluence, UML 2.0, Draw.io, MS Visio
● Technical Exposure: SQL, Python, Snowflake, Power BI, MS Office, MS Excel, OS- Windows, Unix