Viviana Valencia Muñoz

Business Administrator with more than 4 years of experience in Accounts Receivable (CxC) management, electronic invoicing and bank reconciliations in the retail and automotive sectors. Expert in credit risk assessment and portfolio collection and recovery strategies, with a focus on DSO reduction, non-performing loan control and regulatory compliance. Management of ERP/SAP, CRM and advanced Excel tools, aimed at process improvement, internal control and operational efficiency.